"The minute we turn her into a glamourpuss is when it's spoilt. For now we'll keep her exactly as she is because that's why we've all fallen in love with her."
Friday, October 16, 2009
Just another homely face.
"The minute we turn her into a glamourpuss is when it's spoilt. For now we'll keep her exactly as she is because that's why we've all fallen in love with her."
Thursday, October 15, 2009
The balloon has burst.
The discovery marked a bizarre end to a saga that started when the giant silvery balloon floated away from the family's yard Thursday morning, sparking a frantic rescue operation that involved military helicopters and briefly shut down Denver International Airport.
But Sheriff Jim Alderden turned to reporters during a news conference and gave a thumbs up and said 6-year-old Falcon Heene is "at the house." "Apparently he's been there the whole time," he said.
Wednesday, October 14, 2009
My latest discovery.
let x equal x.
- Michael Scott "The Office"
Tuesday, October 13, 2009
Reading this might make you sick, but you can't afford to go to the hospital.
"We're testing this to see what the feedback is. In terms of any plans going forward, we haven't made any decisions," said Betty Riess, a spokeswoman for Bank of America. She said the fee is being "tested" on 1 percent of its credit card accounts globally, but declined to give specific numbers.
"We are making this change in response to market conditions, new federal laws and regulations, and the increasing costs of providing unsecured credit," states a letter sent to a Bank of America credit-card customer and obtained by The Associated Press.
Abandon all hope ye who enter here.
OK. That was refreshing. I'm back. Here's a little parcel of info from the article that should help in your understanding of the issue...
Just two days before Tuesday's scheduled vote on the Senate Finance Committee's health bill, a report warning that the bill would result in sizable hikes in insurance premiums was released, and then widely panned as a flawed analysis of cherry-picked information. White House officials said they felt "misled" by the insurers, who they claimed gave no notice that they were about to release the study. And health-policy analysts fired out press releases all day Monday debunking various points made in the study, authored by consultants PriceWaterhouse Coopers, including its assertion that between 2010 and 2019 the Senate Finance Committee bill would cause the typical family health-insurance policy to rise $20,700 more than if no reforms at all were enacted.
Who'd-a thunk big insurance companies would raise rates? Would you guess that, regardless of healthcare reform or none that rates would rise? I would. When is the last time your healthcare provider called and told you, "Hey - you know what? We're charging too much and we're going to pass the savings on to you." If that ever happened, you'd die from heart failure. Then you'd really need the insurance. What do you think the odds are that our rates will increase whether we get reform or not? Even money is a start. I think our federal government is about to find out who is really wearing the pants in this relationship.
GOVERNMENT: We're going to reform healthcare.
INSURANCE COMPANIES: Oh yeah? Try it, we dare you. We'll just raise the rates.
GOVERNMENT: But if we don't reform healthcare, you'll raise the rates.
INSURANCE COMPANIES: That's right.
Oh - did I mention that the health insurance industry funded the research? Well they did. And that prompted a retort from one of those high-end smarty-pants guys at a big college. To wit:
Jonathan Gruber, a respected MIT economist who has advised lawmakers on health reform, released his own analysis asserting that insurance premiums for young adults, typical families and older Americans would actually decrease by hundreds to thousands of dollars per year under the Senate Finance Committee bill.
What accounts for the discrepancies? One problem with the industry-funded report is that it bases its prediction on provisions in the bill that increase costs, while ignoring others that seek to mitigate those costs - such as subsidies to help many currently uninsured Americans purchase coverage. The report also makes broad assumptions about the impact of reform that conflict with the assessments of the nonpartisan Congressional Budget Office. For example, the report assumes that the bill's proposed tax on pricey "Cadillac plans" will not impact how many businesses continue to provide such plans to employees.
I could go on, but you get the picture. Suffice it to say that I live in New Jersey. We have the highest property taxes, among the highest auto insurance rates and a 7-percent sales tax. Every now and then, somebody running for office promises to reduce our taxes. They use the word "reform" a lot and promise to get big insurance companies off our back. How'd that work out for us? Not too good.
Still, behind all the debunked and debated facts lies one irrefutable truth: even Finance Committee staff admit they do not know the precise effect the bill will have on private-insurance premiums. "It's impossible to figure out what the bottom-line impact is," a committee aide admitted in a Monday afternoon conference call with reporters.