I did the best I could with what I was given: A job, lots of bills, and just myself and my wits to depend on. That’s pretty much the bulk of it. I put as much money into investments as I could, with the idea that I could have been putting it somewhere else - like, oh I don’t know, prostitutes, drugs, expensive cars, or clothes.
I don’t crave sex, use drugs, drive expensive cars, or wear fancy clothes. It’s a character flaw, I guess.
The thing I could never figure out is how people who earn the same salary as I can have shore homes or live in a better place than I. I always figured it’s because they are more comfortable in debt than me.
So, this retirement thing is coming up, and coincidentally the stock market is tanking and the country is at full employment. Great timing. I have less money than I had a year ago, and it’s going to be harder to find another job.
Yeah, right - I’m going to have to find another job. It’s not like I’m 80 years old with a fortune saved and can afford to put my feet up and watch the world go by ...
...unless I want to, I guess.
Two financial advisors told me that “you’re in good shape,” and I can afford to live off my meager (by my estimation) savings, Social Security, and my shitty pension. I guess I should believe them, but my financial paranoia makes it difficult for me to believe that I can get by on what I have managed to save over the last 30 years.