Don't call us Indians. We're Native Americans.

That is a photo of an ad running on TV.  It's a loan shark outfit called Western Sky that will gladly loan you $10,000 at an interest rate of 89.68% with 84 monthly payments of $743.99.  Where do I sign up?

My guess is that, because it's a "Native American-owned business" that is "operating on a Native American Reservation" they can get away with charging 90% interest on a loan.  Otherwise, they would probably have the Federal government questioning their practices.  Finally, we have closure on the whole "Indian Reservation" deal.  This is how they get even with us white-folk. It's also nice that there are "no fees for early pay off" as though you could pay off a 90% interest loan early.

I wonder how many phone calls they get?  Like the kid who sells lemonade for $50 a glass, they only have to sell one.  I can't be the only person who paused his TV mid-stream to read the fine print on the ad.

Or am I?